NEW Early Cash Value Rider – Get the Scoop-AIG

We are making continued improvements to our accumulation-focused Index Universal Life (IUL) product Max Accumulator+ II. We’ve added a NEW Early Cash Value Rider to give your business clients an expanded option that works for their specific insurance and protection needs.

This optional rider* will improve cash surrender value in early policy years and is only for business sponsored or premium finance cases.

Key highlights include:

Issue ages 0-75
Waives all surrender charges upon full surrender of the policy, unless the surrender is associated with a 1035 exchange
During the first 7 years, this rider provides an Early Cash Value Benefit so that the cash surrender value is never less than 50% of the total premiums paid